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Why You Can’t Believe an Interest Rate Quote on the Phone

Getting an interest rate quote over the phone is meaningless. Companies can throw out a random rate and many companies will do that. But if they don’t know anything about you or your situation, it’s meaningless. Plus, they will probably switch that rate to something different, probably higher, once they have you hooked. There are at least 31 different factors that determine a mortgage interest rate. If those 31 factors are not considered when quoting an interest rate, the quote means nothing.

The only way to get an interest rate quote that has meaning is to start with a loan application. Here is a link to an easy, no obligation, loan application questionnaire to start the process of getting an interest rate quote that actually means something valid that you can depend on:

👿✔️Why you should never shop for a mortgage by calling around to get interest rate quotes
👍Get started with your no obligation mortgage application questionnaire here:


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Get started with your mortgage here:

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